Today PM Modi have launched Unified Payment Interface (UPI) mobile application called “BHIM Payment app”

Bharat Interface for Money (BHIM) is an initiative to enable fast, secure, reliable cashless payments through your mobile phone. BHIM is interoperable with other Unified Payment Interface (UPI) applications, and bank accounts. BHIM is developed by the National Payment Corporation of India (NPCI). BHIM is made in India and dedicated to the service of the nation.

Download BHIM application

People don’t need to get online enabled bank account to get register BHIM. You just need to register your mobile with your bank and get ready to receive any pay through BHIM mobile payment app.

Prime Minister Narendra Modi on Friday launched BHIM mobile application to promote and make digital transactions easier. BHIM, which stands from Bharat Interface for Money, lets one make quick payments using a Unified Payment Interface (UPI).

How does it work?
Register your bank account with BHIM, and set a UPI PIN for the bank account. Your mobile number is your payment address (PA), and you can simply start transacting. Yes! It is that simple.

Send / Receive Money: Send money to or receive money from friends, family and customers through a mobile number or payment address. Money can also be sent to non UPI supported banks using IFSC and MMID. You can also collect money by sending a request and reverse payments if required.

Check Balance: You can check your bank balance and transactions details on the go.

Custom Payment Address: You can create a custom payment address in addition to your phone number.

QR Code: You can scan a QR code for faster entry of payment addresses. Merchants can easily print their QR Code for display.

Transaction Limits: Maximum of Rs. 10,000 per transaction and Rs. 20,000 within 24 hours.

Language supported: Hindi and English. More languages coming soon!

Supported Banks: Allahabad Bank, Andhra Bank, Axis Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Catholic Syrian Bank, Central Bank of India, DCB Bank, Dena Bank, Federal Bank, HDFC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indian Bank, Indian Overseas Bank, IndusInd Bank, Karnataka Bank, Karur Vysya Bank, Kotak Mahindra Bank, Oriental Bank of Commerce, Punjab National Bank, RBL Bank, South Indian Bank, Standard Chartered Bank, State Bank of India, Syndicate Bank, Union Bank of India, United Bank of India, Vijaya Bank.

The BHIM app itself won’t charge you for transactions on its platform, but yourbank might levy a nominal amount as UPI or IMPS transfer fee.
The app is currently available on Android (Version 8 and above) and iOS mobiles (Version 5 and above). It will soon be available on other platforms as well.
All payments are instant and 24×7, and even if the person is not registered on BHIM, payment can be made via IFSC, account number or MMID, mobile number.

For more information: visit

Categories: Mobile


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